Insurance Specialists of Ohio logo
    (419) 930-5940Get My Quote

    Flood Insurance

    Protect your home and possessions from damage caused by flooding — essential coverage for Ohio homeowners.

    Standard homeowners insurance does not cover flood damage. In Ohio, where heavy rains and storm surges are common, flood insurance is a necessity — not an option.

    We offer both National Flood Insurance Program (NFIP) policies and private flood insurance options, giving you flexibility in coverage and pricing.

    Whether your property is in a high-risk flood zone or a preferred zone, we can help you find the right level of protection at the best available rate.

    Don't wait until storm season to get covered — flood policies typically have a 30-day waiting period. Contact us today to make sure you're protected before the next big storm.

    Insurance Specialists of Ohio - independent insurance agency

    We work to provide policies that protect our clients' assets and well-being. Independent insurance agency serving Fremont, Port Clinton, Perrysburg, Toledo, Sandusky, and the greater Columbus area.

    Contact

    (419) 930-5940

    Fax: (888) 334-6454

    jodi@ins-ohio.com

    219 S Front St, Suite 101

    Fremont, OH 43420

    Business Hours

    Mon–Fri: 9am – 5pm

    Sat: By appointment only

    Sun: Closed

    © 2026 Insurance Specialists of Ohio. All rights reserved.

    Auto