--- title: "Umbrella Insurance in Fremont OH | Insurance Specialists of Ohio" description: "Umbrella insurance in Ohio. Extra liability protection beyond your home and auto policies. Get a free umbrella quote today." lang: en json-ld: --- [![Insurance Specialists of Ohio logo](/assets/insurance-specialists-ohio-logo-BxmO8hyd.webp)](/) [Home](/) Insurance [Auto Insurance](/insurance/auto)[Home Insurance](/insurance/home)[Business Insurance](/get-a-quote)[Motorcycle Insurance](/insurance/motorcycle)[RV Insurance](/insurance/rv)[Farm Insurance](/get-a-quote)[Boat Insurance](/insurance/boat)[Life Insurance](/get-a-quote) Why Us? [Meet the Team](/about/team)[Our Carriers](/about/carriers) [Contact](/contact)[Get My Quote](/get-a-quote) [(419) 930-5940](tel:+14199305940)[Get My Quote](/get-a-quote) # Umbrella Insurance Get coverage above and beyond the limits of your other insurance policies for added peace of mind and financial protection. An umbrella insurance policy provides an extra layer of liability protection that goes beyond the limits of your homeowners, auto, or other personal insurance policies. If you're found liable for damages that exceed your underlying policy limits, an umbrella policy kicks in to cover the difference and protect your savings, investments, and future earnings. Umbrella policies are surprisingly affordable for the amount of coverage they provide. A $1 million umbrella policy can cost as little as a few hundred dollars per year. We recommend umbrella coverage for anyone with significant assets to protect, rental properties, teenage drivers, or anyone who wants extra peace of mind against unexpected lawsuits. [Get My Quote](/get-a-quote) ![Insurance Specialists of Ohio - independent insurance agency](/assets/insurance-specialists-ohio-logo-BxmO8hyd.webp) We work to provide policies that protect our clients' assets and well-being. Independent insurance agency serving Fremont, Port Clinton, Perrysburg, Toledo, Sandusky, and the greater Columbus area. #### Contact (419) 930-5940 Fax: (888) 334-6454 jodi@ins-ohio.com 219 S Front St, Suite 101 Fremont, OH 43420 #### Business Hours Mon–Fri: 9am – 5pm Sat: By appointment only Sun: Closed [](https://www.facebook.com/)[](https://www.youtube.com/)[](https://www.linkedin.com/)[](https://www.google.com/maps) © 2026 Insurance Specialists of Ohio. All rights reserved. [ Auto ](/insurance/auto)